Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina

Abstract: The aim of the study was to investigate the influence of time perspectives, sociodemographic and debt-taking behavior data on the attitudes towards saving in the Argentine population during major flexibilities in pandemic restrictions. The present study was online questionnaire-based. A to...

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Autores principales: Fernández Da Lama, Rocío Giselle, Brenlla, María Elena
Formato: Artículo
Lenguaje:Inglés
Publicado: Università degli Studi di Urbino Carlo Bo 2023
Materias:
PERSPECTIVA TEMPORAL
PSICOLOGIA
AHORRO
ENDEUDAMIENTO
AUTOCONTROL
INDIVIDUALIDAD
ECONOMIA
PANDEMIA
Acceso en línea:https://repositorio.uca.edu.ar/handle/123456789/17067
Aporte de:
Repositorio Institucional de la Universidad Católica Argentina (UCA) de Universidad Católica Argentina
id I33-R139-123456789-17067
record_format dspace
spelling I33-R139-123456789-170672023-09-06T05:02:04Z Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina Fernández Da Lama, Rocío Giselle Brenlla, María Elena PERSPECTIVA TEMPORAL PSICOLOGIA AHORRO ENDEUDAMIENTO AUTOCONTROL INDIVIDUALIDAD ECONOMIA PANDEMIA Abstract: The aim of the study was to investigate the influence of time perspectives, sociodemographic and debt-taking behavior data on the attitudes towards saving in the Argentine population during major flexibilities in pandemic restrictions. The present study was online questionnaire-based. A total of 720 participants were recruited through snowball sampling method (447 women; 62.1%) between the ages of 18 and 65 years of age (M=34.37; SD=13.67). A sociodemographic and financial behavior was administered along with locally adapted version of the Zimbardo Time Perspective Inventory. It was found that future and past-negative time perspectives were positively related to some of the positive attitudes towards saving. Conversely, present-fatalistic, and present-hedonistic were positively related to negative saving attitudes. Debt-taking behavior was positively related to the difficultness on saving. Also, female participants showed more difficultness in saving than men. The research on economic psychology that contemplates time perspective theory is scarce, particularly in Argentina. This is the first study that highlights the importance of predominant time orientations on the analysis of saving behaviors. 2023-09-05T16:43:42Z 2023-09-05T16:43:42Z 2023 Artículo Fernández Da Lama, R. G., Brenlla, M. E. Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina [en línea]. International Journal of Economic Behavior. 2023, 13(1). doi:10.14276/2285-0430.3716. Disponible en: https://repositorio.uca.edu.ar/handle/123456789/17067 2069-5756 2285-0430 (online) https://repositorio.uca.edu.ar/handle/123456789/17067 10.14276/2285-0430.3716 eng Acceso abierto http://creativecommons.org/licenses/by-nc-sa/4.0/ application/pdf Argentina SIGLO XXI Università degli Studi di Urbino Carlo Bo International Journal of Economic Behavior. 2023, 13(1)
institution Universidad Católica Argentina
institution_str I-33
repository_str R-139
collection Repositorio Institucional de la Universidad Católica Argentina (UCA)
language Inglés
topic PERSPECTIVA TEMPORAL
PSICOLOGIA
AHORRO
ENDEUDAMIENTO
AUTOCONTROL
INDIVIDUALIDAD
ECONOMIA
PANDEMIA
spellingShingle PERSPECTIVA TEMPORAL
PSICOLOGIA
AHORRO
ENDEUDAMIENTO
AUTOCONTROL
INDIVIDUALIDAD
ECONOMIA
PANDEMIA
Fernández Da Lama, Rocío Giselle
Brenlla, María Elena
Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
topic_facet PERSPECTIVA TEMPORAL
PSICOLOGIA
AHORRO
ENDEUDAMIENTO
AUTOCONTROL
INDIVIDUALIDAD
ECONOMIA
PANDEMIA
description Abstract: The aim of the study was to investigate the influence of time perspectives, sociodemographic and debt-taking behavior data on the attitudes towards saving in the Argentine population during major flexibilities in pandemic restrictions. The present study was online questionnaire-based. A total of 720 participants were recruited through snowball sampling method (447 women; 62.1%) between the ages of 18 and 65 years of age (M=34.37; SD=13.67). A sociodemographic and financial behavior was administered along with locally adapted version of the Zimbardo Time Perspective Inventory. It was found that future and past-negative time perspectives were positively related to some of the positive attitudes towards saving. Conversely, present-fatalistic, and present-hedonistic were positively related to negative saving attitudes. Debt-taking behavior was positively related to the difficultness on saving. Also, female participants showed more difficultness in saving than men. The research on economic psychology that contemplates time perspective theory is scarce, particularly in Argentina. This is the first study that highlights the importance of predominant time orientations on the analysis of saving behaviors.
format Artículo
author Fernández Da Lama, Rocío Giselle
Brenlla, María Elena
author_facet Fernández Da Lama, Rocío Giselle
Brenlla, María Elena
author_sort Fernández Da Lama, Rocío Giselle
title Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
title_short Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
title_full Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
title_fullStr Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
title_full_unstemmed Attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in Argentina
title_sort attitudes towards saving and debt-taking behavior during first major flexibility on pandemic restrictions in argentina
publisher Università degli Studi di Urbino Carlo Bo
publishDate 2023
url https://repositorio.uca.edu.ar/handle/123456789/17067
work_keys_str_mv AT fernandezdalamarociogiselle attitudestowardssavinganddebttakingbehaviorduringfirstmajorflexibilityonpandemicrestrictionsinargentina
AT brenllamariaelena attitudestowardssavinganddebttakingbehaviorduringfirstmajorflexibilityonpandemicrestrictionsinargentina
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